How to send money via a western union

How to Send Money through Western Union (WU)

This article will reveal how you can send money via Western Union online or by other means. For years, the financial services company has been in the business of helping individuals and companies send and receive money from around the world.

It was established in 1851 in Rochester, New York, and named New York and Mississippi Valley Printing Telegraph Company, but later changed its name to Western Union Telegraph Company in 1856 after a merge. Between the 1860s to 1980s, the company was at the center of it all and no competitor ever came close. The services offered during this era mostly revolved around communication but after going through some difficulties, the company improvised and completely became a financial service company.

Today, it is still one of the best ways to send money from country to country. Most people who do not have a domiciliary account would prefer to use the service. Also, the receiver does not need to own an account with a particular bank before receiving the funds, instead, Cash can be picked up over the counter,

Besides, sending and receiving money is quite easy on the platform, and also the fact that you can track money sent through the Western Union online is really helpful.


There are several ways to send money, and among them is visiting your bank to make that happen.

Related:  How To Download Songs On Apple Music For Free

1. Visit any participating bank or agent

All banks in Nigeria have provisions for Western union financial services. The financial service company has over 500,000 Agent locations around the world. Therefore, finding a reputable one should not be that difficult.

Banks are likely to be the most reliable by their years of experience and accountability. Still, before going to the agent location, ensure you have the necessary info that will be needed for smoother processing.

2. Request for the application form

Visit the unit and request the form. You will need to fill out the necessary details on the form. Once the form has been filled appropriately, you will need to return it to the agent. The agent will now enter it into the computer and also ensures you confirm that every detail is correct.

The common information required of you to provide are destination country, sender’s and receiver’s info, amount, and customer signature. You will also need to provide questions and answers which will be one of the pieces of info that will be needed to collect the money.

3. Pay the money plus the charges

The money plus associated costs can be forwarded from your bank account to any person’s bank account in the world if you are using your bank.

However, if you are using an agent outside the bank, you will need to give the agent the amount of money you want to send, including service charges.

4. A receipt will be given to you

A printout and copy of the transaction will be given to you. One of the printouts contains a Western union transaction number (MTCN) which can be used to track and monitor the transfer online.

Related:  How to operate multiple Whatsapp Accounts in Huawei P30 Lite

5. Contact the receiver

As a sender, you will need to inform the receiver and also provide him or her with the necessary information that will be needed to collect the money.

The information are the amount sent, sender’s name, MTCN, and the country the money was sent from. Do not disclose this information to anyone else other than the beneficiary.


There are two major ways to send money online, you can send using the western union official website or app. Follow below steps to send from the western union site:

1. Create an account

To send money online, visit the Western Union Website to create an account first. If you already have an account, log in using your details.

The Login and Register options are placed in the menu bar. If you are yet to sign up, click “Register” and if not, then the Login option is where you should go.

During registration, you will need to provide details such as Full name, Address, Mobile phone number, Email address, Country of birth, Date of birth, Nationality, and Occupation.

Once the account has been verified, you are now ready to send money which now takes us to the next part.

2. Send Money

Click Menu and tap “Send Money”. Choose the country you are sending money to, the amount you are sending, and the delivery method which could be Cash or to the beneficiary’s account. Most importantly, you will also provide the receiver’s name.

Related:  How to activate Dark Theme On Android Oreo As means to Save Phone Battery

Once done, you are to pay with your credit/debit card. Cards such as Visa, Mastercard, Maestro, and Visa Electron are accepted.

3. Obtain receipts and MTCN

Once your payment bsd been approved, you will receive a confirmation message with a tracking number. The tracking number, otherwise known as MTCN can be shared with the receiver.


If you are using a smartphone such as Android or IOS devices like iPhone and Ipad, you can also send money once you have downloaded and installed the app on your device.

All you need is just a debit or credit card to enjoy the convenience of sending money within the comfort of your home, place of work, or where you regularly have fun.

Western Union app can be downloaded from Google Play Store and App Store.

1. To send money using the app, log in to your western union account. If you are yet to own an account with them, you will need to sign up.

2. Select the country you are sending the money to and also provide necessary information including the amount you are sending.

3. Select the payout method: to beneficiary bank account, to a mobile wallet, or cash pick up at the designated western union agent location.

4. Pay the amount and the cost of sending the money to the agent using your bank account or cards.

5. Once it has been processed, you will get a transaction ID (MTCN). Ensure you share with the beneficiary as well along with other details to get the money.

6. Text message will be sent to both sender and beneficiary’s phone number. This is proof that the transaction is now in motion.

Leave a Reply


You cannot copy content of this page