Mobile Internet Banking Apps In Nigeria

Top 10+ Mobile Internet Banking Apps In Nigeria 2024

Among the multitude of software programs being harnessed in the banking sector is one that aids smooth and efficient banking – the mobile internet banking apps. These apps help Nigerian banks meet the needs of their customers through their wide variety of services provided.

The banking system is gradually leaving behind the archaic pattern of banking which involves customers visiting the banking halls for every little transaction. The advent of mobile internet banking apps has made complex transactions easy and created a total turnaround in the finance industry. With the rise in recent technology, you can bank easily from the comfort of your room.

These mobile apps come with different experiences to their users. Some of them make great user experiences while others do not. However, we have the top 10+ mobile internet banking apps in Nigeria enlisted here to guide your choices.

UBA Mobile App

UBA is very popular across Africa and has gained a massive influx of customers across various African countries. The UBA Mobile banking app has helped them connect even to the remotest parts of society. Banking services are easily accessible through the use of the features on these banking apps.

Great features available on the app include speedy log-in features using biometric option (fingerprint and facial) within seconds on supported devices, quick navigation using the siding menu provided on various user sessions, indemnity profile to help you in setting the limits of your transactions, toggle between night and day modes, bank ATM or branch locator, banking services on self-service mode, and quick airtime top-up through selection of phone numbers from the contact lists of used devices.

Users are also provided with 24-hour customer service support through live chat, speedy navigation on all user sessions with a sliding menu, auto-reminders for payment and transfers of recurrent bills, play games, cardless withdrawals, and smoother transactions with favorites list creation.

The UBA Mobile Banking app is already installed by over a million users and has got a 4.2 rating on the Google play store.
Download the app on Google Play or Apple Store depending on your OS.

Union Mobile

Union Mobile is a banking tool provided by
Union Bank of Nigeria to help users make banking easy and simple. The app has very simple features to provide users with efficient banking services.

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Some of the great features available on the app help users pay utility bills, buy data, make transfers, view the history of transactions, view account balances, make a cardless withdrawal, get tips on promotional offers, new features, and verify transactions.

With the Union Mobile app, users can also receive weather forecasts, read news updates, use ATM and branch locator, personalize profiles, and get instant account statements among others.
To get started, simply download the app on Google Play Store or App Store and click on the “Log in” icon. Input your username and password, follow the prompts and get a PIN for the transaction.

First Mobile

First Mobile is FirstBank’s mobile internet banking app. The app provides simple and easy access to all forms of transactions to FirstBank customers with Verve cards and MasterCard through various devices. Features available on the app are capable of meeting virtually all customers’ needs without having to visit the FirstBank branch.

First Bank has made a tremendous societal impact since it began operation in 1894 and currently caters for more than 10 million customers. The app features include card management, account overview, bill payments, and cash transfer

First Mobile has a rating of 4.0 on Google Play and has been downloaded over 1 million times. Download on Apple Store or Google Play.

Access Bank Mobile App

Access Bank gives access to their customers to harness the Access Bank Mobile App. Everyone who has an account with the bank can simply download the app to subscribe to their internet banking service. Subscription is totally free and the great features available help users meet their banking needs from the comfort of their homes.

With the access bank app, you’ll be able to pay bills, make transfers to accounts in Access Bank and other banks within Nigeria, subscribe to cable TVs, purchase airtime, confirm or cancel cheques, locate Access bank’s ATMs and branches, and achieve many more.

The app has a rating of 3.3 on Google Play and already has over one million downloads. You can download it on Google Play or Apple Store.

Stanbic IBTC App

Stanbic IBTC App permits users to have access to their bank accounts, mutual fund investment, and mobile wallet in one place. Customers of the bank can log in with the same details they use for their internet banking.

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Other benefits of using the Stanbic IBTC app include being able to view your retirement savings accounts, making bill payments, airtime recharge, managing your financial portfolio without stress, moving cash between accounts, sending cash to other people without a bank account, and growing your money through investments among others.

Stanbic IBTC app has over 500,000 downloads on Google Play and a 3.1 rating. You can also download the app here on Google Play or Apple Store.


GTWorld is a mobile app by Guaranty Trust Bank and is designed to cater for customer’s needs with ease. It uses a facial recognition feature that helps to identify its specific user and also adapts to how you use it.

Key features of the app include fingerprint and face recognition, money transfers, checking bank account balance, sending your account statements to your email, and applying for loans. The app allows you to pay utility bills, purchase data and airtime, make money transfers into your GTbank accounts and other bank accounts within the country, and also schedule and manage standing orders.

GTWorld app has over 1 million downloads on Google Play and a 4.1 rating. It is however available on both Google Play and Apple Store.

FCMB Mobile App

Users of FCMB Mobile App can fulfill all their business and personal financial obligations fast and easily from anywhere and anytime. The interface has simple, secure features and layout that helps with easy navigation.

FCMB Mobile app is a tool provided by one of Nigeria’s leading commercial banks, First City Monument Bank. They currently have countless branches providing services to millions of customers around the country. They were voted “The Most Customer Friendly Bank” in Nigeria in 2015.

The FCMB mobile app allows users to make payments for food and tickets, make transfers, open new accounts, do QR and Cardless operations, and lots more. The app currently has over 500,000 downloads on Google Play and a 4.1 rating. Download here on Google Play or Apple Store.

Polaris Mobile App

Polaris Mobile app has over five hundred downloads already on Google Play. The app is also replete with great reviews from its users. Its totally thrilling mobile banking experience to all its customers makes it distinct.

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Users can enjoy so much ease of online banking and access to 24/7 banking services with so many features that help to do self-service. Some of the special opportunities provided by the app include increased default transaction limits upon registration, automatic enrollment of same customers’ linked accounts, self-registration with a debit account or card, airtime purchase, and faster login using a fingerprint on supported devices.

More features on the app help users pay bills and renew their subscriptions, locate a nearby ATM or Branch, show or hide balance, reset or change PIN, and access to 24-hour customer service support among many others.

Polaris Mobile app is currently downloaded by over 500,000 users and has a 3.4 rating. You can download it here from Google Play or Apple Store.

One Bank App

Sterling Bank Owned app, One bank App helps to enable customers to do their transactions through their tablets and smartphones remotely, and with features that guarantee utmost satisfaction to users.

The One Bank app helps users check the latest transaction data, check account balance, do transfer of funds, make Tax Certificate issuance, pay Order/FDD issuance, cheque book requisition with additional option to automate feedback, and Messaging Service for Promotional Offers among several others.

All available features are easy to use and channeled towards meeting customers’ needs with no security issues. The app has over 10,000 downloads on Google Play, and you can download it on Google Play or Apple Store.


Alat is very efficient and one of the top mobile internet banking apps in Nigeria that should be considered for sorting your online banking needs. It is presently being used by thousands of Nigerians, on a wide range of devices and has highly rated reviews.

With the use of the app, customers do not have to be physically present at a bank to have their banking issues solved. The platform is referred to as “Nigeria’s first online bank” that helps users do much more with their money.

Some of the things Alat helps you do include paying and saving bills, transfer schedule, receive bank cards from anywhere across the nation, receive loans without collaterals, control your bank card through your device, and many more.
While the app generally requires a working internet connection to function, there are however no hidden charges. And it works well with Nigerian bank cards.

Alat has over 500,000 downloads on Google Play and a rating of 3.7. You can download the app here on Google Play or Apple Store.

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