Whether you are a student, small business owner, or small saver, you can quickly have your ecobank account opened online without the need to face the usual long queue.
Ecobank has a product suited for you, it is easy and does not require any form of documentation. This zero savings account can be opened via the ecobank mobile app or ussd code.
When opening an ecobank account with a ussd code, you do not need a smartphone, any mobile phone will be enough to let you register your profile. Account opening online will save you a lot of time and can be completed in just a few minutes.
BENEFITS TO ENJOY
- Customers will be able to open the account in less than 5 minutes.
- No need for Customer data and AML risk assessment verification.
- Anyone can open the account but it is more tailored for low savers.
- It is a zero savings account, that is you can withdraw every amount if you choose to do so.
- Customers can make withdrawals anytime and any day.
- No references will be required or needed when opening an ecobank account online.
- It is also an interest-bearing deposit account.
THE CHALLENGES FACED WITH THE TYPE OF ACCOUNT
Despite the many benefits associated with opening an ecobank account online, it has its challenges.
The account name is called Xpress Account, it is a digital account that can be opened without documentation. Ecobank Xpress account has a daily transaction limit of N50000 and a maximum limit of N300,000. This may not be enough for individuals that handle a large amount of money.
Also, It can only be used for Nigerian transactions, if you need to make online transactions in other currencies, you will need to complete documentation and ask for an upgrade at any ecobank branch.
HOW TO OPEN ECO BANK ACCOUNT ONLINE WITH CODE
- To open an ecobank account, dial *326# on your mobile phone to open an Xpress Account.
- Type your first name, then send
- Type your Last Name, then send. Do note that your last name is your surname or family name.
- Enter Your Date of Birth: Enter DOB using this format – DateMonthYear
- Select your Identity.
- Choose gender, male or female.
- Select yes and you will receive a 6 digit PIN sent to your phone.
- If you wish to change your pin, dial *326# again, enters the PIN, and then selects Change PIN.
- You have now successfully opened an ecobank account. The ecobank account number will be sent to your phone.
HOW TO OPEN ECOBANK ACCOUNT ONLINE VIA ECOBANK APP
- To open an ecobank account via the official ecobank app, Download the Ecobank mobile banking app from the play store or App store.
- Select “country”, if you are in Nigeria, you will need to select Nigeria.
- Input your phone number. Please use a GSM number.
- A verification code will be sent to the mobile number you provided, enter the verification code, and proceed.
- Click on “Open Xpress Account”
- Fill in your personal data information – first name, last name, date of birth, BVN if you have, etc.
- Follow the prompts to complete the access bank account opening registration.
HOW TO OPEN ECOBANK ACCOUNT ONLINE VIA ECOBANK APP
Another way to open an ecobank account is by using the ecobank official website. To open an ecobank account online, simply visit www.ecobank.com.
However, if you use a smartphone, download the ecobank mobile app to quickly open the account.
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